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Women's Fancy Necklaces
21 pieces
“Buy jewelry you fall in love with: something that makes you happy every time you put it on.” Trax, at the counter on 47th Street
21 fancy necklaces, most of them 14K gold. All but three are set with diamonds or colored stones.
A light silver lariat led the year with 13 sold. For a plain gold chain, see our women's gold chains.
Women's fancy necklaces in 14k gold: diamond tennis necklaces, water sapphire tennis chains, pearl bead strands, and diamond-set chains built for the neckline, not under it.
14K Gold Miami Cuban Chain and Bracelet Set with Custom Locks and Heart Charms 64569
14K · 11 mm wide
18K Gold Diamond Burma Pigeon Blood Ruby Dubai Necklace 67692
18K · 16 in · 42.41 g
14k Two Tone Rose and White Gold Diamond Chain 64967
14K · 3 mm · 44.1 g
14K Gold Strawberry Diamond Tennis Choker 66578
14K · 2.3 mm · 26.6 g
18K Solid Gold Custom Made Ball Link Diamond Chain 68698
18K · 8.5 mm · 18 in · 158.21 g
10K Gold Custom Made Ruby Diamond Chain 65612
10K · 5 mm · 26 in · 64.9 g
Buyer's guide
How to pick a women's fancy gold chain or necklace
Choose what carries the look, stones or gold, then the length and weight she will wear
Decide first whether the stones or the gold should carry the look. These are worn as they come, with no pendant added, and most are set with diamonds or colored stones. The grams run high, often 20 or more, so read them before you choose. If you came for a plain chain to wear with a pendant, look in our women's gold chains.
Four picks from this page
Silver lariat necklace with bead accentsBought most here, 13 in the year. A light silver lariat, or the same plated in gold.
14K prong diamond necklace, 16 inchesA carat and a half of round diamonds in open prongs, so each one shows from the side.
14K blue sapphire tennis necklace, 17 inchesRound blue sapphires, largest at the center and smallest at the clasp, 22.1 carats in all.
14K rainbow gem link necklace, 17 inchesEmerald-cut rainbow gems between yellow gold links. The lightest piece here, 2.5 grams.
Kinds: each sort of fancy necklace, what it carries, its middle weight and its lengths
| Kind | Pieces | Stones | Middle weight | Lengths |
|---|---|---|---|---|
| Tennis rows | 6 | Diamonds or color | 26.7 g | 17 to 22 in |
| Diamond link chains | 5 | Diamonds, some color | 64.9 g | 18 to 26 in |
| Diamond necklaces | 5 | Diamonds | 14.0 g | 16 to 18 in |
| Ruby and gem necklaces | 3 | Rubies or gems | 42.4 g | 16 to 17 in |
| Miami Cuban set | 1 | Gold only | 99.5 g | 18 to 24 in |
| Silver lariat | 1 | Bead accents | 8.5 g | 18.5 in |
Every count on this card is from the 21 pieces live here on September 28, 2026 and what this page sold in the year to that day; prices are on the listings. Middle weight is the median of the grams in each kind. Lengths are the ones the listings give.
Questions we get at the counter
What gold chain should I buy for a woman?
Buy a thin 14K tennis row or a light diamond necklace if the chain should be the jewel, since neither needs a pendant. If she wants a plain gold chain to hang a pendant on, shop our women's gold chains.
What length gold necklace should a woman wear?
Take 18 inches when you cannot measure her. Some pieces here run as long as 26 inches, so read the length on each listing before you order. A few give none, so ask us on the live chat before buying one of those.
What makes a necklace fancy?
It carries its own stones or design, so it is worn without a pendant. About half of these are tennis rows or diamond link chains. Others add rubies or take a shape, like the diamond snake.
More questions we get
Is 14K or 18K better for a fancy necklace?
14K, for anything she will wear often. The harder alloy keeps every stone held fast, and you will find it on most of these. 18K looks warmer, but the softer metal picks up scratches sooner.
How heavy is a fancy gold necklace?
Most of these weigh 20 grams or more, a weight she will feel. For something light, look at the silver lariat or the rainbow gem link, both under 10 grams. The heaviest diamond chains pass 150 grams, so check the weight on each listing first.
Are the diamonds natural or lab-grown?
Each diamond piece reads natural on its origin line; none says lab-grown. A grown stone is diamond through and through, and it takes lab equipment to tell which is which.
Can I get a fancy necklace in white or rose gold?
Yes. Two in three come in yellow, white or rose, picked on the listing before you pay. Three are offered in yellow alone. The two-tone pieces come as they are made, and the lariat is silver or plated in gold.
Can I return a fancy necklace?
Yes. Inside fourteen calendar days of delivery, with the necklace unworn and unaltered, open the live chat, or from 10 AM ET text 212-872-9692, and we reply with our insured label. The refund arrives less five percent for restocking and less that label. Custom pieces and resized chains are final.